The Importance of Pre-Qualifying
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Even if you've not so much as researched houses to view yet, it is important to visit with your mortgage pro early. What for? If you don't know yet how much home you want to qualify for, what can we help you with?
We Can Help You Pre-Qualify
We can help you calculate how much of a mortgage you can afford, and how much money you can borrow, by taking you through the pre-qualification process. In this process, we determine your borrowing power - analyzing your employment, money available for down payment, debts, income, and other circumstances. It's quick and basic; We keep the paperwork to a minimum.
We will award you a Pre-Qualification Letter after you qualify, which says that we're confident you'll qualify for up to a specific amount of mortgage loan dollars.
Once you find the house that is best for you, and you decide to put together an offer, being pre-qualified for a mortgage will do several things. The first is that you will know the amount you'll be able to afford when calculating your offer.
Even more important to the present owner, your pre-qualification letter gives them confidence - as if you'd entered their home with a bag of cash to back up the offer! They need not be concerned they are wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't be something for them to lose sleep over. You have the influence of a buyer ready to make the deal right now!
We will help you with your pre-qualification
We can help you see how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. In this process, we determine your capacity to borrow - reviewing your job, money available for down payment, existing debt, income, and other circumstances. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
While you can try our tools to calculate mortgage variables on our site, it's essential to meet with one of our mortgage professional team members. That way, we'll help you get your pre-qualification letter. Next, we can review your mortgage program options to make sure you have selected the best one. Contact us at 4054206125 to get started.
Have questions about pre-qualifying? Call us at 4054206125. Test answers pre-qualifying questions every day.